Terms of Service

Agreement to Terms

By accessing and using finTrakt ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

Description of Service

finTrakt is a personal finance tracking application that allows you to:

• Track financial accounts and balances
• Record recurring income and expenses
• Monitor one-time transactions
• Track holiday expenses
• View financial analytics and trends

User Accounts

Account Creation

• You must create an account to use the Service
• You must provide accurate and complete information
• You are responsible for maintaining account security
• You must be at least 18 years old to use the Service

Account Security

• You are responsible for all activity under your account
• Notify us immediately of any unauthorized access
• Use strong passwords and secure authentication methods

Acceptable Use

You agree NOT to:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to the Service
• Interfere with or disrupt the Service
• Upload malicious code or viruses
• Scrape or extract data using automated means
• Share your account credentials with others
• Use the Service to process data for third parties

Your Data

Ownership

You retain all rights to your financial data. We do not claim ownership of any information you provide.

Responsibility

You are responsible for:

• The accuracy of data you enter
• Backing up your important data
• Regularly reviewing your financial information

Data Export

You may export your data at any time. We will assist with data export upon account deletion.

Disclaimer of Warranties

Limitation of Liability

To the maximum extent permitted by law, finTrakt and its operators shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Financial losses resulting from use of the Service
• Errors or inaccuracies in financial calculations
• Service interruptions or data loss

Service Availability

We strive to maintain high availability but do not guarantee:

• Continuous, uninterrupted access to the Service
• That the Service will be free from errors or bugs
• That the Service will meet your specific requirements

We reserve the right to modify, suspend, or discontinue the Service at any time.

Account Termination

By You

You may delete your account at any time. Upon deletion, all your data will be permanently removed within 30 days.

By Us

We reserve the right to suspend or terminate accounts that:

• Violate these Terms of Service
• Engage in abusive or fraudulent behavior
• Remain inactive for extended periods

Intellectual Property

The Service, including its design, code, and features, is owned by finTrakt. You may not:

• Copy, modify, or distribute the Service
• Reverse engineer the application
• Remove or alter any copyright notices

Privacy

Your use of the Service is also governed by our Privacy Policy. Please review it to understand how we collect and use your information.

Changes to Terms

We may update these Terms of Service at any time. Continued use of the Service after changes constitutes acceptance of the new terms. We will notify users of significant changes.

Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Contact

If you have questions about these Terms of Service, please contact us through the application.